Mortgage Repayment Calculator
Estimate mortgage payments from price, deposit, rate and term.
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About Mortgage Repayment Calculator
Mortgage Repayment Calculator subtracts your deposit from the property price and estimates the repayment for a standard capital-and-interest mortgage, with optional monthly property tax and insurance.
For home buyers comparing budgets and deposit sizes before speaking to a lender.
What it does
- Deposit as amount or percentage
- Optional monthly tax and insurance
- Loan-to-value ratio
- Year-by-year balance summary
How to use Mortgage Repayment Calculator
- Enter the property price and deposit.
- Enter the interest rate and term.
- Add optional monthly costs.
- Read the payment breakdown.
Frequently asked questions
Is this a mortgage offer?
No. It is an estimate that excludes lender fees, taxes and insurance unless you enter them. Speak to a qualified adviser before deciding.
What is loan-to-value?
The loan as a percentage of the property price. Lower values often qualify for better rates.
Limits and privacy
Capital-and-interest repayment at a fixed rate only. Interest-only and variable-rate mortgages are not modelled.
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