Loan Repayment Calculator
Estimate regular loan payments, total interest and a full amortisation schedule.
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About Loan Repayment Calculator
Loan Repayment Calculator uses the standard amortisation formula to estimate a fixed payment for a loan, then builds the schedule showing how each payment splits between interest and principal.
For personal, car and business loans where you know the amount, rate and term.
What it does
- Monthly, fortnightly or weekly payments
- Total interest and total paid
- Full amortisation schedule
- Formula and assumptions shown
How to use Loan Repayment Calculator
- Enter the loan amount, annual interest rate and term in years.
- Choose the payment frequency.
- Read the payment and totals, then open the schedule if you need detail.
Frequently asked questions
Does the estimate include fees?
No. Arrangement fees, insurance and taxes are excluded unless you add them to the loan amount yourself.
Which interest convention is used?
The annual rate is divided by the number of payments per year, and interest compounds once per payment period. Lenders may use APR or daily interest, so your offer can differ slightly.
Limits and privacy
Estimates only. Assumes a fixed rate for the full term and payments at the end of each period.
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